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	<title>Divine Ministry of North Florida, Inc.</title>
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	<link>http://divineministry.net</link>
	<description>An Evanglistic Call</description>
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		<title>Take Advantage of Your Employer Retirement Plans</title>
		<link>http://divineministry.net/2012/05/take-advantage-of-your-employer-retirement-plans/</link>
		<comments>http://divineministry.net/2012/05/take-advantage-of-your-employer-retirement-plans/#comments</comments>
		<pubDate>Tue, 15 May 2012 08:00:04 +0000</pubDate>
		<dc:creator>Kerry Rivers, Jr.</dc:creator>
				<category><![CDATA[Career]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[preparation]]></category>
		<category><![CDATA[Responsibility]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[Trials]]></category>
		<category><![CDATA[Wisdom]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4726</guid>
		<description><![CDATA[According to a 2010 study by usnews.com only 57 percent of employees voluntarily participate in their company&#8217; s 401(k) plan.  For those with an automatic enrollment the numbers are 82 percent.  For those who choose not to participate, how do they plan to retire? Gone are the days of the traditional pension plan that pays [...]]]></description>
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		<title>Live and Learn, Turn and Teach</title>
		<link>http://divineministry.net/2012/05/live-and-learn-turn-and-teach/</link>
		<comments>http://divineministry.net/2012/05/live-and-learn-turn-and-teach/#comments</comments>
		<pubDate>Wed, 09 May 2012 22:44:48 +0000</pubDate>
		<dc:creator>Elder Lorenzo Savage II</dc:creator>
				<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[role model]]></category>
		<category><![CDATA[teach]]></category>
		<category><![CDATA[teacher]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4707</guid>
		<description><![CDATA[Today marks the middle of Teacher Appreciation Week here in the United States, and I can think of several teachers throughout my life who have had a profound impact on the way I think, behave, and ultimately who I am.  I guess what Henry Adams said about teachers is true:  A teacher affects eternity.  You [...]]]></description>
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		<title>Communication is Vital</title>
		<link>http://divineministry.net/2012/05/communication-is-vital/</link>
		<comments>http://divineministry.net/2012/05/communication-is-vital/#comments</comments>
		<pubDate>Wed, 09 May 2012 02:14:45 +0000</pubDate>
		<dc:creator>Kerry Rivers, Jr.</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Responsibility]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[Wisdom]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4696</guid>
		<description><![CDATA[&#160; Having regular discussions with your spouse about money can increase the lines of communication.  Money fights and financial problems are the number one cause of divorce according to Money Magazine. Having both parties on the same page is a great way to eliminate the biggest problem facing marriages today.  Yahoo Finance recently published a [...]]]></description>
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		<title>Fill&#8217;er Up!</title>
		<link>http://divineministry.net/2012/05/filler-up/</link>
		<comments>http://divineministry.net/2012/05/filler-up/#comments</comments>
		<pubDate>Mon, 07 May 2012 23:39:08 +0000</pubDate>
		<dc:creator>Anntwanique Edwards</dc:creator>
				<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Productivity]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA["to do" lists]]></category>
		<category><![CDATA[abundance]]></category>
		<category><![CDATA[Balance]]></category>
		<category><![CDATA[blessings]]></category>
		<category><![CDATA[demands]]></category>
		<category><![CDATA[expectations]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[gas]]></category>
		<category><![CDATA[Peace]]></category>
		<category><![CDATA[priorities]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[rest]]></category>
		<category><![CDATA[schedules]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4683</guid>
		<description><![CDATA[When we say, &#8220;fill&#8217;er up&#8221;, we usually are referring to pumping a car&#8217;s gas tank until its full.   Humans generally like things in abundance.  For example, people have a tendency to pray for many things like they are asking God to fill &#8216;em up.  We are desirous of manifold blessings until they seem to literally [...]]]></description>
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		<title>Show Me Your Friends</title>
		<link>http://divineministry.net/2012/05/show-me-your-friends/</link>
		<comments>http://divineministry.net/2012/05/show-me-your-friends/#comments</comments>
		<pubDate>Wed, 02 May 2012 01:37:30 +0000</pubDate>
		<dc:creator>Kerry Rivers, Jr.</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[friends]]></category>
		<category><![CDATA[Joy]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[Wisdom]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4676</guid>
		<description><![CDATA[&#160; It has been said that your income is closely related to the people you associate with the most.  You can begin to improve your current situation if you read books and meet new people.  I am thoroughly convinced that you should have friends that are going to challenge you to dream bigger and push [...]]]></description>
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		<title>The World Says It&#8217;s Time</title>
		<link>http://divineministry.net/2012/04/the-world-says-its-time/</link>
		<comments>http://divineministry.net/2012/04/the-world-says-its-time/#comments</comments>
		<pubDate>Tue, 01 May 2012 02:15:15 +0000</pubDate>
		<dc:creator>Anntwanique Edwards</dc:creator>
				<category><![CDATA[Faith]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[Anxiety]]></category>
		<category><![CDATA[Calendar]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[Christ]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[encouragement]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[Planner]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[promotion]]></category>
		<category><![CDATA[Schedule]]></category>
		<category><![CDATA[season]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[waiting]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4663</guid>
		<description><![CDATA[&#8220;They&#8221; say,it is time to be married, have children, get promoted at work, purchase a home, invest in a company, retire, etc.   The world appears to have  a time table for success and &#8220;they&#8221; will attempt to keep you on schedule.  If you fail to graduate from college by age 22 and are not married [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Focus on Him</title>
		<link>http://divineministry.net/2012/04/focus-on-him-2/</link>
		<comments>http://divineministry.net/2012/04/focus-on-him-2/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 23:53:07 +0000</pubDate>
		<dc:creator>Missionary Vivian Oliver</dc:creator>
				<category><![CDATA[Faith]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[belief]]></category>
		<category><![CDATA[Confidence]]></category>
		<category><![CDATA[course]]></category>
		<category><![CDATA[Empowerment]]></category>
		<category><![CDATA[Hope]]></category>
		<category><![CDATA[journey]]></category>
		<category><![CDATA[path]]></category>
		<category><![CDATA[road]]></category>
		<category><![CDATA[Strength]]></category>
		<category><![CDATA[Trust]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4650</guid>
		<description><![CDATA[ As you go through each day, keep your eyes on Jesus.  He will open up the way before you as you take steps of trust along your path.  Sometimes the way before you appears to be blocked.  If you remain focused on the obstacle which is before you, you will probably go off course.  But [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Show Me Your Habits&#8230;</title>
		<link>http://divineministry.net/2012/04/show-me-your-habits/</link>
		<comments>http://divineministry.net/2012/04/show-me-your-habits/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 05:04:46 +0000</pubDate>
		<dc:creator>Elder Lorenzo Savage II</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[behavior]]></category>
		<category><![CDATA[Change]]></category>
		<category><![CDATA[consider your ways]]></category>
		<category><![CDATA[habits]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4608</guid>
		<description><![CDATA[…and I’ll tell you your future.  Do you realize that the things that you make into habits actively affect your future state of being?  If you make it a habit to stay up late and get up early, then I predict that you will become sleep-deprived, irritable, have puffy eyes and premature wrinkles.  If you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Strive for Financial Literacy</title>
		<link>http://divineministry.net/2012/04/strive-for-financial-literacy/</link>
		<comments>http://divineministry.net/2012/04/strive-for-financial-literacy/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 01:22:10 +0000</pubDate>
		<dc:creator>Kerry Rivers, Jr.</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[Literacy]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4600</guid>
		<description><![CDATA[&#160; April is financial literacy month and now is the time to get savvy about your finances.  There are a lot of on-line tools that are at your finger tips that can help you reach your goals.  For those of you that are big readers, this is an opportunity to research topics that you have [...]]]></description>
		<wfw:commentRss>http://divineministry.net/2012/04/strive-for-financial-literacy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Teach Your Children About Money</title>
		<link>http://divineministry.net/2012/04/teach-your-children-about-money/</link>
		<comments>http://divineministry.net/2012/04/teach-your-children-about-money/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 23:52:11 +0000</pubDate>
		<dc:creator>Kerry Rivers, Jr.</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[educate]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[organize]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[Responsibility]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://divineministry.net/?p=4594</guid>
		<description><![CDATA[&#160; It is vital to educate your children on how to be responsible with money. Children most often will mimic the behaviors of their parents. For example, if your children see you medicate stress with shopping, it is very likely they will do the same.  On the other hand if they watch you plan and [...]]]></description>
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